Privacy Statement

 


Asset Management, Inc. ("AMI") is committed to safeguarding the confidential information of its clients. This information includes all personal data that we collect from you in connection with any of the services provided by AMI.

We collect personal information about you for business purposes, such as evaluating your financial needs, processing your requests and transactions, informing you about products and services that may be of interest to you and providing customer service. We collect non-public information about you from the following sources:

  • Information we receive from you on applications and other forms (including, but not limited to, your name, date of birth, address, telephone number, e-mail address, social security number, employment information, assets, income, investment experience, and health information);
  • Information about your transactions with us, our affiliates and others;
  • Information we receive from consumer reporting agencies and other entities not affiliated with AMI.

We limit access to non-public personal information to those employees, representatives and agents who need to know in order to conduct our business, service your account, keep you informed, and help you accomplish your financial objectives, such as providing you with a broad range of services and products. Our employees, representatives and agents are required to maintain and protect the confidentiality of your personal information and must follow established privacy procedures. We maintain physical, electronic, and procedural safeguards to protect your personal information.

In the regular course of our business, we may disclose some or all of the non-public personal information described above with our affiliates and with non-affiliated third parties as necessary to effect, administer or enforce transactions that you request or authorize, or in connection with processing or servicing a financial product or service that you request or authorize.

The non-affiliated third parties with which we may share non-public client information include financial service providers such as clearing firms, mutual fund companies, investment money managers and insurance companies with whom we have contracted, and in many cases, with whom the client has contracted. Their involvement is essential to the provision of overall service provided by AMI to its clients. The information shared with these non-affiliated companies is not sold or rented to them, nor is it shared with them for marketing or solicitation purposes. We will share non-public information with non-affiliated companies only when they agree to uphold and maintain our privacy standards when handling a customer's personal information.

In addition, we may disclose non-public information with non-affiliated companies and regulatory authorities as permitted or required by applicable law. For example, we may disclose personal information to cooperate with regulatory authorities and law enforcement agencies, or with attorneys, accountants or auditors as necessary to protect our rights and property. Except as described in this privacy policy, we will not use your personal information for any other purpose unless we describe how such information will be used at the time you disclose it to us or we obtain your permission to do so.

Personally identifiable information about you will be maintained during the time you are a client, and for the required time thereafter that such records are required to be maintained by federal and state securities and insurance laws. After this required period of record retention, all such information will be archived or destroyed. In all other respects, the information about former clients is treated in the same manner as information about current clients.

We strive to keep our customer records complete and accurate. We will give you reasonable access to information we have about you. Most of this information is contained in account statements that you receive from us and applications that you submit to obtain our products and services. We encourage you to review this information and notify us if you believe any information should be corrected or updated. If you have any question or concern about your personal information or this privacy notice, please contact us at 1-800-476-4293, or by mail at 3447 Pelham Rd., Ste. 201, Greenville, South Carolina 29615.

Legal Disclaimer

Securities are not FDIC insured, are not guaranteed against market risk and may lose value. All illustrations used on this website are hypothetical and assume certain facts, figures or rates of return. Some illustrations may show how a market index has performed. An investor cannot invest in an index, although there are some investments designed to mirror index performance. Past performance is not a guarantee of future results.

Any guarantees for insurance products are based on the claims paying ability of the issuing insurance company. Annuities are long-term contracts intended for retirement purposes, and should not be purchased with funds for which there will be an immediate or short-term need, as early withdrawals can result in tax penalties and/or surrender charges.

Neither AMI nor any of its registered representatives are permitted to give legal or tax advice on behalf of AMI, its subsidiaries or affiliates. Some individuals who are registered representatives of AMI may be attorneys or accountants and may separately provide tax advice or services under a name other than AMI. For purposes of an investor's overall financial, estate or retirement plan, AMI highly encourages its investors to obtain the independent advice and services of legal and tax professionals.

 

Asset Management, Inc. does not render legal, accounting, or tax advice. This material has been prepared solely for informational purposes and is not a solicitation or an offer to buy any security or instrument or to participate in any trading strategy. Any performance data quoted represents past performance. Investment return and principal value of an investment will fluctuate so that an investor's shares, when redeemed, may be worth more or less than their original cost. Past performance is no guarantee of future results.

This site may contain inaccuracies or typographical errors.  AMI  does its very best to insure the integrity and security of it sites, but does not warrant that this site, its servers, or e-mail sent from this site are free of viruses or other harmful components. Downloading any material is done at one’s own risk, and AMI cannot be responsible for any damage to a user’s computer system or loss of data that results from the download of any material.

AMI shall not be liable for any direct or indirect damages arising out of, resulting from, or in any way connected with the use or the inability to use, any delay in, or the performance of the service offered on this Site.

This Site contains links to other sites. The policies at other sites, which are owned and operated by third parties, may be different from AMI’s policy. Those third party sites’ policies will govern the use of information you provide to them. AMI makes no representations whatsoever about any other Website that you may access through this one. Links do not imply that AMI is affiliated with or otherwise endorses any third parties or that it is legally authorized to use any trademark, trade name, logo, or copyright symbol displayed in or accessible through the links, or that any linked site is authorized to use any trademark, trade name, logo, or copyright symbol of AMI.

U.S. copyright laws protect this Site and its content. You may print content from pages on the Site for your own personal or business use, provided you do not publish, copy, or otherwise re-transmit what you have printed out from the Site. Beyond this limited permission to print content, you may not redistribute or republish any Site content without the express prior written permission of AMI. AMI does not grant any express or implied right to the user under any patents, trademarks, copyrights, or other similar rights.

No Investment, Legal or any other Professional Advice

Nothing in this web site constitutes investment or legal advice. It is in your best interest and is your responsibility to evaluate the accuracy and completeness of any opinions, advice, services or other information provided in this web site. All information contained on any page is distributed with the understanding that the authors and distributors are not rendering legal, accounting or other professional advice or opinions on specific facts or matters, and accordingly assume no liability whatsoever in connection with its use. You should consult your own legal or tax advisor regarding the purchase of any life insurance policy. Neither BeamaLife nor any of its employees or agents are authorized to give legal or tax advice. Individuals are encouraged to seek the guidance of their own personal legal or tax counsel.

 Online Privacy Statement
This Online Privacy Statement applies to the personal information that we collect from or about you via this Asset Managemet, Inc. (AMI) Web site (this "Site"). This Site may contain links to other Web sites, and this Online Privacy Statement does not apply to those sites. If you link to any of those sites, we recommend that you review their privacy policies. If we materially change our privacy policies or practices, we will also change this Online Privacy Statement to notify you of such changes. 

Personal and technical information

This Site will collect personal information that you voluntarily provide, such as your name, address, telephone number or e-mail address. This Site may also collect information on what country you are accessing this Site from and your preferences, such as language selection; information on which pages within this Site you visit; and certain technical information regarding your computer and operating systems, such as your Internet protocol address, domain name and system configurations and settings. We will not know who you are unless you tell us. AMI will use, share, secure and otherwise process any personal information that we collect from or about you via this Site in accordance with our Privacy Policy(s).  Please read our Privacy Policy  to understand our privacy practices.  We recommend that you not send us any individual personal information via nonsecure methods of communication, including via public electronic communication channels, such as Internet e-mail, which are generally not secure. 

Additionally, if this Site is a password-protected site, then (a) once you submit your password and enter, this Site will recognize who you are and will collect all information that you submit, including all electronic instructions (including all transaction information), and (b) any information collected about you from this Site may be associated with other identifying information that we have about you. 

Cookies

On this Site, we may use cookies http://www.ml.com/images/glossary.gif  or other technology to gather information about Site usage to help us improve the content, usability and functionality of this Site, and to remember certain user attributes (such as the country you are accessing this Site from and your language selection). This helps us better tailor this Site for users and better understand how many new and repeat users visit this Site, which features or pages are most popular, and user browsing and usage patterns.

Additionally, if this Site is a password-protected site, then this Site may use cookies or other technology to help us authenticate you, store and recognize your configuration and user attributes, facilitate your navigation and entitlements throughout the Site and customize its content so that the information made available is more likely to be of interest to you.

You can set your Web browser to prompt you before you accept a cookie, accept cookies automatically or reject all cookies. However, if you choose not to accept cookies from this Site, then you may not be able to access and use all or part of this Site or benefit from the information and services which it offers. 

Certain publicly available pages within this Site may use GIF files (also known as action tags, web beacons, tracking pixels or transparent GIF files) to help manage online marketing and advertising. These files are provided to us by our third party ad service provider, installed by us on this Site and allow the ad service provider to recognize its unique cookies that may be located on your computer. Depending on your system settings, these cookies are placed on your computer as you travel around the Internet. No personally identifiable information is sent by these files on this Site.  Aggregate and anonymous user activity information is reported by our ad service provider back to AMI. We use this information to understand the effectiveness of our online marketing and advertising (such as to better understand which advertisements bring users to this Site).

Privacy preferences

This Site may contain information, including P3P privacy policies ("Privacy Preference Information"), intended to work with your selected privacy preferences. While we have tried to make such Privacy Preference Information included within this Site conform to this full-text Online Privacy Statement, this Online Privacy Statement is the definitive statement of privacy policies and practices for this Site. 

We recommend that you not send us any individual personal information via nonsecure methods of communication, including via public electronic communication channels, such as Internet e-mail, which are generally not secure. 

Questions

If you have any questions regarding this Online Privacy Statement, our Privacy Policy or our privacy-related practices, please contact us as follows:

US Account Holders:  1.800.476.4293

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